- What financial services does Rayo Credit Colombia offer?
- Rayo offers online personal loans and revolving credit lines, including options for people reported to credit bureaus or with limited or no credit history. Its revolving credit lines range from COP 150,000 to COP 1,500,000.
- Can I apply for a Rayo revolving credit line if I am reported to a credit bureau?
- Yes. Rayo states that being reported does not automatically exclude an applicant; it evaluates current repayment capacity, including for people with negative or limited credit histories.
- What do I need to apply for a Rayo revolving credit line?
- The site lists these basic requirements: be a Colombian adult, be a formal employee or pensioner, have at least three months in the current job, and hold a bank account in the applicant’s name. Additional documents or information may be requested in some cases.
- How long does Rayo take to disburse funds?
- Rayo states that, after the application is approved and the digital contract is signed, disbursement takes up to 24 business hours. The time for funds to appear in the account can vary according to the applicant’s bank processing times.
- Where is Rayo Credit Colombia located?
- The listed address is Cra. 11a #94 A - 31 Oficina 106, Bogotá D.C., Bogotá. Google lists a 4.9 rating across 66 reviews.
- Is Rayo Credit Colombia officially registered in Colombia?
- Yes. Rayo Credit Colombia appears in Colombia's Registro Nacional de Turismo (RNT) under code 244986, the registration Colombian law requires for tourism operators. You can look the code up on the public RNT portal to confirm it is current.
- What is Rayo Credit Colombia's Google rating?
- Rayo Credit Colombia holds a 4.9 rating across 66 Google reviews. Ratings are supplied by Google and can change — you can read the reviews directly on its Google Maps listing.
- When is Rayo Credit Colombia open?
- Per Google, Rayo Credit Colombia is open 6 days a week. The full day-by-day schedule is on this profile — confirm before you visit, since hours can change.
