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USD → COPUS$1 = $3,193 COPConvert currency
Airport transfersMedellín
←ToolsTools · Mortgage

Mortgage calculator

Model a monthly-payment scenario. For international buyers, cash remains the starting point and financing requires individual review.

Use the calculator
Monthly payment
$1,707/mo
Principal & interest only.
Loan amount
$224,000
Down payment
$96,000
Total interest
$390,346
Total paid
$614,346

Scenario only, not a loan offer. Cash is the usual starting point for cross-border purchases; financing may be available through select lenders after borrower and property review.

Adjust the numbers
30%
8.4%
30 years
How to read these numbers

A payment does not tell you whether credit is available.

Most international purchases in Colombia are cash-funded. Use this calculator to compare a financing alternative, not to assume a bank will approve the transaction.

The result excludes HOA, property tax, insurance, closing costs, and currency exposure. A lender still needs to review the buyer, source of funds, and property.

When this checks out

When this scenario is useful

  • You have compared the all-in cost with a cash purchase.
  • You are using a conservative down payment and a lender-supported rate.
  • You can document income, source of funds, and tax residency.
When the math is lying to you

When not to treat it as an offer

  • No lender has reviewed both your profile and the property.
  • The debt and your income use different currencies and FX risk is not modeled.
  • It is pre-construction: a developer schedule is not a mortgage.
FAQ

The questions we get most.

Don’t see your question? Contact the desk — we keep this list updated from the questions you actually ask.

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Send the assumptions that need lender review.

Share the numbers from above. The desk can separate financing scenarios from cash requirements and identify questions for a lender.